Consider either a target date fund or Fidelity® Personalized Planning & Advice if you:
- Want a simple way to invest
- Don't feel comfortable managing a portfolio
- Appreciate a professionally managed mix of investments
TARGET DATE FUNDS
These funds are pre-mixed, broadly diversified funds that adjust their investments (i.e., asset allocation) over time, becoming more conservative as you approach the target retirement year. You can pick the target date fund that most closely matches the year in which you expect to retire or a different target date fund if you think it better matches your personal circumstances.
A target date fund is designed to be a single-choice approach to managing your investment strategy. There is generally no need to combine one fund with another.
MANAGED ACCOUNT SERVICE
With Fidelity® Personalized Planning & Advice, professional managers will create a personalized plan for you, put the plan into action, and routinely monitor your account and rebalance it, as needed, for an annual fee. All participants receive quarterly retirement updates.
To learn more, call the Fidelity Service Center at (877) 902-0022 or log on to the NetBenefits website.